Why Was Your Sun Life Long-Term Disability Denied? If the claim is denied, Sun Life will provide the reasons for the denial. A case manager will inform the claimant about the status of their claim by phone and in writing. The case manager may also contact the policyholderвЂ™s physician and/or employer for further information.ДЄccording to Sun Life, this claims assessment process typically takes about 10 business days once all of the claimantвЂ™s information is received. Once a policyholder submits the proper Sun Life long-term disability forms, their case manager will review the information and contact the claimant by phone to discuss the claim. The policyholderвЂ™s employer and physician will also need to submit forms to Sun Life. When submitting a long-term disability Sun Life claim, a policyholder must provide relevant medical information, a description of how their condition affects their ability to perform daily activities, their job functions, and how their condition affects their ability to work. Sun Life long-term disability rules govern the process by which policyholders submit claims for benefits and how they can submit an appeal if their claim is denied. What are the Sun Life Long-Term Disability Rules? If a claim is approved, long-term disability Sun Life will typically kick in once the policyholderвЂ™s short-term disability coverage has been exhausted. In most cases, Sun Life Insurance will pay a percentage of the claimantвЂ™s monthly earnings until they are no longer considered to have a вЂњtotal disabilityвЂќ according to Sun Life long-term disability rules. Sun Life long-term disability policies provide a potential financial safety net in the event a policyholder becomes injured, sick or disabled to the extent that they are unable to work for an extended period of time. Sun Life Long-Term Disability Insurance Overview If you have a Sun Life long-term disability plan, or if you are considering purchasing one, the following information will help you understand your plan and what to do if your Sun Life long-term disability is denied. It manages short term and long-term disability plans, and acts as a third-party administrator for self-funded plans. Sun Life Assurance Company is one of the biggest life insurance companies in Canada.

Sun life short term disability